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DORA Compliance in the Financial Sector

Since January 17, 2025, the Digital Operational Resilience Act (DORA) has been binding for all financial institutions in the EU. With the PCG, you can align processes, technology, and reporting – audit-proof and without draining resources.

What is DORA

The DORA regulation (Digital Operational Resilience Act) is an EU framework aimed at strengthening digital operational resilience and cybersecurity in the financial sector. It harmonizes the requirements for financial institutions and their IT service providers so that they can better withstand, respond to, and recover from ICT disruptions, cyberattacks, or system failures.

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Who is affected by DORA

DORA applies to almost all players in the financial sector. Critical ICT third-party providers (e.g., cloud and IT service providers) that work for financial institutions also fall under DORA, provided they are classified as essential. DORA applies to:

  • Banks and credit institutions
  • Insurance companies and reinsurers
  • Securities firms, asset managers, and investment companies

  • Payment service providers and e-money institutions
  • Crypto custody and crypto asset service providers

Extensive requirements and tight deadlines

4-hour rule, registration obligation, TLPT – DORA links over 40 Regulatory & Implementing Technical Standards with ambitious deadlines.

  • Initial report of severe ICT incidents within 4 hours
  • Information register of all ICT service providers to BaFin since April 28, 2025
  • Threat-Led Penetration Testing (TLPT) at least every 3 years

Failures lead to fines, supervisory measures, and reputational damage. Early implementation minimizes cyber risks and reduces audit efforts.

Our roadmap to DORA readiness

1 .

DORA performance assessment – gap analysis including RTS/ITS mapping, measurable roadmap.

2 .

Implementation & automation – incident runbooks, tool for document control and risk management, 24-hour RTO workflows, TLPT preparation.

3 .

Managed cloud & continuous compliance – operation, monitoring, and reporting: audit-ready by design.

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Vertical target groups – What changes specifically

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Self-check – How DORA-ready is your institution

Answer five questions in 60 seconds:

  1. Do you have a documented incident process that can also cover the 4-hour reporting obligations?
  2. Have you already submitted your information register in its final form?
  3. Has a risk-based testing program been developed, including a TLPT plan if necessary?
  4. Are your contracts already DORA-compliant, e.g., regarding service level exit clauses for critical service providers?
  5. Do you update your ICT risk management quarterly based on new RTS/ITS?

Why PCG? Your benefits at a glance

Industry expertise

We possess deep expertise in the financial industry and understand the regulatory nuances. We manage your DORA projects with a clear understanding of the specific challenges faced by banks and insurance companies.

Practical solutions

Instead of lengthy theoretical concepts, we deliver tangible, actionable measures. Our recommendations are proven in practice and tailored individually—so you achieve visible progress quickly and avoid unnecessary effort.

Time savings & resource efficiency

DORA compliance ties up internal resources. We take on a large part of these complex tasks for you, so you can focus on your core business. Our experience helps avoid common pitfalls and brings projects to success faster.

Holistic approach

We never view DORA in isolation. We integrate your DORA implementation into the overall information security strategy—from leveraging synergies with existing ISO 27001 ISMS to aligning with NIS2 requirements. This way, we create integrated solutions instead of isolated ones.

Future-proofing

Regulations and cyber threats are constantly evolving. With PCG, you not only meet the current DORA requirements but also sustainably strengthen your digital resilience. We keep you informed about changes (new standards, best practices) and proactively adjust measures – ensuring a lasting compliance advantage.

Collaborative support

We work hand in hand with you. Transparent communication and close collaboration throughout the entire project are a given for us. You will have a dedicated contact person and a team that advises you on an equal footing – from the initial assessment to the successful audit.

Become DORA-ready now

In a non-binding initial consultation, we assess your current status and plan the fastest route to compliance.
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Your Contact Person:

Thomas Schmidt
Director Business Unit Security & CaaS

Contact